Each month is a two page spread. On the right hand side are the subjects I've spent on. There are 25 (plus food) subjects but of course not all are used each month so they fit in the top half of a page.
The subjects are
- House stuff
- Blue car
- Grey car
- Wild birds
- All Christmas
- Other gifts
- Heating oil,electric and LPG
- Insurances - (not car) and Council Tax
- Beach hut
- Misc other things .
Date Fresh Fresh Fridge Store Takeaway or Fresh Fish/ Milk Junk!
Veg Fruit /Freezer Cupboard Eating out Meat
The left hand page is money in and notes about spending.
When I write things down I round up or down to 50p/£1 which helps makes adding easier.
An example of how the pages look......... a part of May 2017...........
Heating Oil - £412
Xmas - Basket £3 + £2+ Candles £2+ £3 = £10
Clothes - Col Belt £5+Col Trousers £15= £20
Health 50p+50p = £1
Cat - £10 + £7 = £17
Grey Car - Diesel £25+£15+Tax £30+ £17+Cam belt, service and MOT £463 =£550 (Ouch- if Col was well, he would have done most of the service himself and it would have been a lot less.)
Water - £34 (That was before the meter was fitted)
After 12 months all the totals for each subject are added together on the next 2 pages. So I know that postage cost me £46 last year (including Christmas, sending ebay parcels and bubble wrap but a note tells me I have lots of stamps left). Things that go in the bathroom/toilet like loo roll, toothpaste, shampoo, non slip bath mat etc etc cost us £94 which seems too much but I still have a couple of dozen loo rolls . As for how much I spent on second-hand books..........that's a secret between me and the accounts book! But as most of the books came from charity shops or charity book sales I could fiddle the accounts and move that spending to the charity column..........
As I said at the beginning this probably doesn't help me save any money but at least I know where it's gone.
Thank you for all the kind comments last time and Sooze asked if it helped me to talk about hospital stuff on here - it certainly does because if I put Col updates on the blog then I don't have to talk about it, because friends and family can read the blog and then they don't have to ring me up!!