Nothing to do with anything frugal but our MP has decided to opt out of the Conservative party and into Labour - I think it's wrong that they are allowed to stay on as an MP when they change parties. Dr. Dan Poulter says he can't carry on as a Conservative MP with the state of the NHS being so bad that he can't face his patients and colleagues. I was always told the way to change something is from the inside. He is standing down at the next election anyway (as are many other Conservative MPs who are afraid they might be on the losing side!)but this village will be in a different constituency for the next election and could have a Green MP - not that it will make an iota of difference to us common folk!.
|
image from google freepik
|
In my end of March financial round-up I said April's projected expenses were horrible and came to £870 without eating or spending on anything extra. So I was very happy to make my biggest saving by moving my Home and Contents Insurance from a local broker to a well known company but online only - a saving of nearly £200 compared to the local brokers quote. (I only started with the the local broker because they were a new business and giving away a £50 Amazon voucher, but that was about 6 years ago so it was time I checked and changed!)
The Dentist did a check up and x-ray and I was only in the chair for about 15 minutes but still it cost me £74! There have been no NHS dentists taking patients in Suffolk for many years and the lack in Suffolk and Norfolk has made the national news several times. Years ago we would have struggled to pay for private care so I'm glad I'm able to now.
No way of saving on the TV licence -£169.50 this year - except to go without a TV but that's not going to happen, especially as I've been enjoying the snooker world championship for the last couple of weeks.
Then the bill arrived for the boiler repair in March.- I'd nearly forgotten about it.
Other than those big chunks of cash going out there were all the usual monthly direct debits - Council Tax, Charity, Phones and Broadband. Plus the monthly electric bill, food and diesel for the car of course and wild bird feed and £5 on new underwear.
I spent a few pounds on the garden at car boot sales by buying 3 strawberry plants, 2 butternut squash plants(I only had two seeds left and they've not germinated) and a couple of bags of cheap multi-purpose compost from Aldi.
Having already bought a new sandpit for the two nearest Grandchildren as a joint birthday present, I was able find to a few craft things in the cupboard - from boot sales- for YGD's 6th birthday. (As yet the weather hasn't been good enough since February for son to put the sand pit together and fill it up!) Finally I sent the ED her birthday present ready for next week.
I get an A* for personal spending this month! - as there's been virtually nothing found at boot sales and just a second-hand Donna Leon book from charity shop. Haven't been swimming either as they've altered all the session times again and it's so busy. So only other spending was entrance to an antique fair (spent nothing there) and the £1.50 a week for exercise group - and we had enough in the kitty for a free week .
Income was the usual two pensions but the savings bond I had has stopped paying monthly interest into my bank - I was using it to top up the monthly pensions, so now will have to wait until year end to get the interest.
The small savings I can think of
- Only using dishwasher every other day
- Using more of my batch made meals from the freezer
- Using the two bags of last years fruit from the freezer for a crumble
- Home made bread and malt loaf
- Finding greetings cards at boot sale
- One present for next Christmas found at boot sale
- Presents for Granddaughter found at boot sales previously
- Found £1.01 pence in the Asda car park
- Reading library books for free and books from my shelves
- Small garden mister/sprayer ½ price from the discount hardware shop because it's closing- sadly.
- Bulk purchase of 1kg of Bicarb for cleaning sinks and basins - will last a year.
- Batch made Salmon, broccoli and pasta bake to freeze - made 8 meals for approx. £6
- Only ever use second-class postage stamps
- No make up etc bought
Out of the house this month went................ 4 bags of things to charity shops. Gone are a small book rack, some odds and ends from the garden shed, some toys and books including all 7 of the huge C.J.Sansom Mathew Shardlake historical series. The first written in 2003 and the 7th - Tombland in 2018. I've been hanging onto them just in case he writes another but decided they might as well go. (Coincidentally the first book/s have been made into a TV series - it's on Disney+, although I won't get to see it until it moves to somewhere free!)
Into the bin have gone some rusty garden tools (why did I still have the small completely rusted up pruning saw! since I bought a new one last year) and old photo albums.
May has fewer big expenses thank goodness - the car breakdown insurance is the only definite extra .
Back in a few days with the May library book photo after I've collected my reservations from the library van. (Now I've said that it - hope it's not off the road for some reason!)
Sue