Income in February was the usual State Pension and County Council spouses pension, interest on savings plus £20 from 'We Buy Books' .
I have a bill still to pay due to problems with the flush on the bathroom loo cistern. It started flushing all by itself! Problems here are usually caused by our hard-water area, limescale getting into the works . The cistern on the bathroom toilet is all built in but I managed to prise one bit of cupboard off and unscrewed the front cover on the cistern and stopped it flushing but it was still trickling in water so I got the guy who fixed my drippy tap last year to come and look and he capped off the water intake and took out the inside 'gubbins' and went off with them to track down replacements , which are now fitted. I was very glad it's a 2 loo bungalow! I think water might have been trickling in and out for a while and that would be the reason for the bigger water/sewer bill.
Personal spending was just two woolly winter hats, exercise group and the book I bought at the beginning of the month
which doesn't have anything in it that I didn't already have in other foraging and WWII books and seems to have some mistakes about the dates of the introduction of rationing. It does have some lovely pictures but I was a bit disappointed - although not sure what I was expecting
Penny savings to spend on more interesting things
- Turned a couple of bread crusts into dried crumbs for topping bakes
- Started to save apple peel etc to make some compost jelly as I'm on the last jar - I'll add some raspberries that are in the freezer and some sort of cheap bought fruit.
- Got diesel for car when visiting YD and opticians - it's always several pence a litre cheaper there.
- Had to use the tumble dryer once but managed to dry in 40 minutes - so not too bad.
- Usual bread in the bread-maker
- Dishwasher only used every other day.
- Lots of lovely books from the library
- No newspapers, magazines or make up etc bought as usual.

You kept your personal spending very low, well done. There always seems to be something with a house, something leaking, faltering, breaking etc. I have to remind myself that having a house is a blessing and many people don't have one. Good luck for March spending. We have a couple of significant birthdays to buy presents for.
ReplyDeletePenny
Yes, always something to go wrong. Colin used to be able to sort out almost everything - now I have to find help.
DeleteI have had a horridly expensive start to the year (not helped by paying for my short holiday in Copenhagen in April - had to pay for G's flight and our hotel room. She is still on weight loss jabs and has no spare cash. I'll be glad when her friend is married as that is the reason for the jabs. Your heating oil is very much more expensive than mine - I paid £287 for 500 l.
ReplyDeleteI will have to fill up on diesel today as I have 3 long journeys in the next 4 days! Then fill it up again.
That's not fair on the heating oil! It's been a while since it was under £300 for 500 ltrs
DeleteYou have just reminded me that I need to book the boiler service for March as it’s a year since it was fitted last March. Our Council Tax increase has been announced and the water and sewage additional cost too. Octopus have now failed twice to connect the new smart gas meter so one last chance in late March and we will go back to reading it ourselves! I am having a slow start this morning and enjoying reading my favourite blogs. Catriona
ReplyDeleteI haven't had Council Tax increase notification yet, they'll be needing to increase it to cover all the new extra bins we're getting!
DeleteA pretty good month overall for you, and I do love all your 'penny 'savings', they might not seem much but it all adds up doesn't it. My big win in February was my car passing it's MOT with only a couple of advisories. 😃
ReplyDeleteI'm hoping nothing wrong with my car when it's serviced and MOT'd might be needing tyres again soon I expect.
DeleteThank you, I did wonder if that book would offer anything new. Ruth Goodman’s pieces on foraging were interesting in The Wartime Farm series.
ReplyDeleteI bought some old fashioned, 100% cotton vests, at a good price, for next winter.
It's a lovely book - mainly good photos of the plants etc but nothing really new.
DeleteI have some thermal vests but it's not been cold enough to wear them for several years now. I keep them just in case
Dear Sue, No, not about coffee and cake indulgence this time! But could I ask how close is the margin between your income from the two pensions and the monthly expenditures (when evened out)? Are you ever ablest add to your savings? I have the good fortune of not having to watch my outgoings, Roderick
ReplyDeleteYou have been very conscientious in your spending! We do run the dishwasher daily (for two of us) but I usually run the dryer for only 60 minutes -- the clothes are left damp but they air-dry in a day or two. If I left it for the full cycle it would go for hours!
ReplyDeleteI can see you live well and spend wisely. I try to do the same.
ReplyDeleteFortunately, you got the bathroom repair done with ease. Having everything in good working order is a priority for me too.
Sounds like a pretty good month!
ReplyDeleteRoderick makes a good point. I'm planning to retire next year. I earn a pretty good salary and am used to putting a fair-sized chunk every month into savings. My pension is going to be considerably less than my current income but, because the habit is so engrained, I think I would find it quite unsettling not to be saving at least something every month. Even as I enter what some refer to as the "de-accumulation" phase of life.
ReplyDeleteLots of places in Europe and greater Europe I'd like to see so I'll try to build those trips into the budget in the early years of retirement. Am assuming the travel bug will fade as I age. Although when that happens, my interest and spending will probably just shift to the garden and a menagerie of adopted animals.
What do other people do? Do you still try to put something into savings even when your income is far less than before? If only for psychological reasons?