30 August 2021

The End of September Finances - Ins, Outs and Frugal Bits

What a gloomy day yesterday was here in Suffolk. I think the rest of the country had decent weather but Norfolk and Suffolk got drizzle and then really heavy rain and back to drizzle again. I went and got a proper hair cut, picked up my tablets from the surgery and had a stroke of luck..... no queue, which meant I avoided getting too wet but what on earth are they going to do when the weather gets really bad. Making very elderly people queue outside to collect their prescription medications will end up killing them off! I know they do some deliveries but lots of older people like the little bit of independence .

 Anyway it's the end of September so..................

The  usual monthly income - County Council Spouses Pensions, interest from savings plus £50 for the sale of the Fruit Cage and all of a £1.50 Tesco voucher!.

The usual outgoings....Direct Debits for Council Tax, Car Breakdown, Phones and Charity - all the same each month. Plus........The electric bill finally  arrived, three weeks later than last year so it was a bit more and I bought a new gas cylinder for the cooker = £37 - they've stayed the same price since I had the LPG cooker installed 3 years ago
 
More diesel used this month now that I'm driving more to swimming, boot sales and across to the coast to visit or look after Eldest Granddaughter,  diesel spending not quite back to pre-lockdown but nearly.
 
 Decided to "allow" myself one new book a month if there was no sign of the library getting a copy, this month it was a second-hand copy of one of the British Library Crime Classics.
 
Food for me and stocked up on more cat food than usual as some was on offer. Few bits for the first aid drawer and the bathroom cupboard. I spent £20 on compost, Heathers and some allium bulbs for the garden and I bought the local paper a couple of times and a new puzzle book.

And finally after 6 months I had a proper hair cut which I really REALLY needed.

 

                                                         

 

Frugal Bits

The only fruit bought  all month were the 3 mangoes for the Mango Chutney. I ate pears and apples from the garden
Only money spent on vegetables was a few pence for carrots and £1 for a bag of stir-fry bits including bean-sprouts to make a change from my usual pepper/carrot/onion combo (the bag did 3 meals)
Home made bread all month
Cold water caught before the hot appears - to use elsewhere
Milk mixed half and half with water
Boiler not used for 2 weeks when it went wrong! (luckily the water got heated by the solar thermal panel and the weather was still good.)
Reading library books for free
2 DVDs borrowed from library for free (they go back to charging for them and overdue books in October)
One Pensioners Fish and Chips meal when picking up prescription meds from next village.
A pensioners discount on haircut too because of going on a Tuesday
No clothes, shoes, make-up, perfume etc etc etc
A bundle of Puzzle pages out of the local paper from my sister.
Cheap swimming using my prepayment discount card - which from Oct 1st the company have now withdrawn - and, because of now having to book and pay online,  they've not worked out a way to refund the unused portion which means they have £15 of my money! Everyone Active run over 180 leisure centres around the country so there must be quite a lot of people owed money and with so little money coming in because of the limitations on numbers, I wonder if I'll get my money back

Plans for October
The bill will arrive for the boiler repair/service and I'd better organise the chimney to be swept. 
There shouldn't be too many big expenses - hopefully, and after all the recent rain there might not be any small at-the-car-boot spending either as the site could well be water-logged.
 
Back Tomorrow
Sue


More Useful Finds

First of all must say thank you to everyone for lots of comments on Saturday about the Red Arrows. I've only had the pleasure of watching them do an actual display twice but have been lucky enough to see them fly over a few times all due to being on the East coast and close to their flight path when they go down to London or to Clacton Air Display. I was annoyed a few weeks ago when I read on the local Facebook page that a big noise I'd heard one evening was the Red Arrows going over - missed them!
Someone asked about the rose, afraid I don't know the name of any of the roses here apart from one (not this one) which has a label and is called "Happy Retirement".

 Apart from the Barbie Doll and her clothes and the toy cash-register which I picked up two weeks ago, there haven't been any decent car boot finds since the first week of August.  I've been going because I enjoy my early morning walk, but usually coming home with nothing to speak of (all I got on Saturday at the big Needham Market boot-sale were some 3 for £1 packs of shortbread biscuits!)

There were lots of people selling at Stonham Barns yesterday and I found a few useful things amongst all the junk, stuff, toys, ornaments and yet more stuff. As usual it included things for the Grandchildren. My total spend was £7.



I knew that I'd found at least 1 Richard Scarry book before but wasn't sure if it was here or  had gone down to Surrey, so brought home 2 which can stay or go to Youngest Grandson. The Ladybird Wheels book is also for him - just like oldest Grandson he's a great fan of cars and trucks.The Fairies Activity book will be for Oldest Granddaughter to do when I look after her in the Christmas Holidays.

The replica Blitz pack is for me to look at and then pass on when Grandchildren do their WWII projects.I'm pleased with 2 cushion covers in excellent condition to replace a couple of mine and another cushion and cover was needed too. I'd already picked up a cushion from another seller and put it down again when the person said it was £4- Too Much! Good thing I didn't buy it as the one here was £1.
 Finally the new Trowel and Fork set. I bought it thinking it would make a good gift but actually I could really do with new ones myself as mine are ancient . Colin repaired my handfork about 25 years ago by fixing a piece of a leg of old metal folding stool as a new handle!
 
Back Tomorrow
Sue

 


28 August 2021

Last Saturday in August

Heading to the end of August and still no proper summer weather this week, some sun appeared between the clouds, enough to get washing dry but no real heat, no rain either. Everywhere's getting very dry.

 I had an enforced 3 days rest from Sunday to Tuesday, can't remember when I last had a snotty, grotty, feeling yuck head cold but "they" said that once things got back to sort of normal and seeing more people inside we'd catch all sorts of things. The cold disappeared in time for me to go to the Wednesday morning boot sale - lucky!......not that I found anything interesting - just a punnet of plums and a couple more things for the grandsons car collection - red double-double bus and a tanker lorry.

A tingly moment on Thursday.............. I was driving along a country lane and saw the Red Arrows fly across - all 9 of them!!   Looked online at their schedule  and found 521714N 0010901E E OF THORNDON - 11.47am. How lucky to be in just the right place...............at just the right moment .Love seeing them!

Flowers on the table this week ........ roses from the garden.

This week I've been grateful for

  • Watching the inspirational athletes in the Paralympics
  • Being able to have a couple of days doing nothing much without responsibilities
  • BiL reconnecting the compressor pipe so I could pump up my bike and car tyres (Turns out I should have been pushing and clicking rather than turning.....Duh!) 
  • Finally organising the repair of the car windscreen  for next week

No idea what I'm doing for this long Bank Holiday Weekend. Son, DiL and the two youngest grandchildren have been away on holiday so I'll probably see them sometime. Otherwise some reading and gardening.......and getting organised for next week which is a bit busier.

Have a good weekend whatever you are doing.
Back Monday
Sue