- Lottery Tickets
- Hair stuff or any products other than shampoo.
- Make up and beauty products
- Ready Meals that just need heating in the microwave
- Multi-buys - they tend to be branded products and Aldi don't do BOGOFs anyway
- Pre-cut fruit and veg.
- Bottled water
- Fruit juices
- Fizzy Drinks
- Alcohol
- Fabric softener and scent boosters
- Scented candles
- New ornament type things
- A huge variety of branded cleaning products
- Meal deliveries - like Just Eat and Deliveroo - not even sure if they would deliver here anyway
- Magazines and Newspapers
- Manicures
- New gadgets that do different things in the kitchen - I have all the things I need.
- Jewellery
- Air Fresheners or plug in scented things
09 April 2026
Things I don't Buy At All or Not Very Often
24 March 2026
Food of Many Colours
I like colourful food.
I thought that I'd done a post about colourful food not long ago but when I searched it turned out to be back in May 2024, so nearly two years and I'm still eating colourful, mostly made from scratch, food..
I thought this meal looked very colourful. It was a home made Scotch Egg, using own dried breadcrumbs and baked in the oven rather than fried. A handful of orange sweet potato fries cooked at the same time as the scotch egg. Then lots of green salad leaves, celery and mini plum tomatoes with a small splodge of mayo.
Back Tomorrow
11 August 2025
Loose Change for the Car-boot Sales
Until the time comes when everybody has their own card-reader, the only way to pay for 'treasure' at boot sales is with good old cash and preferably £1 and 50p coins.
It used to be easy to walk into a bank with a £20 note and ask for a bag of £ coins. Luckily it is still possible in Stowmarket but they have to open a desk which aren't regularly manned (or womaned!), pay the £20 note into your account, put your card into their card reader, tap in your pin number (once you've found your glasses) before they almost reluctantly hand over the coins.
To save having to do this I still use cash - notes from the ATM's - to pay for things in most shops and then hang onto the £1's and 50p coins for the boot sales. The only problem is that I end up with a purse full of much smaller loose change which gets heavy, so I regularly empty it into my change tin.
30 March 2024
End of March Financial Round Up
March Income was the usual two pensions and interest on savings.
Personal spending included WI annual subs, which has been subsidised again thank goodness and I re-joined the village Over Sixties group, which is half the cost of WI and is much better value as unlike WI no money has to go off for regional and national organisations. I avoided second-hand books all month so just exercise group and one swim to pay for. Had my usual coffee and cheese scone when out a couple of times.
I cleared out three bags full of bits and bobs this month including 10 books, 6 DVDs and various other bits that I can't remember. They all went to a charity shop.
Frugal Notes for March
- I've cancelled my Radio Times Subscription. It was a quarterly direct debit and suddenly they took £21 more than the previous quarter without notification making the price the same as it is to buy in a shop. I was very disgusted but there didn't seem to be a way to get a refund on the payment, but at least they won't take anymore in May.
- Had to stop mixing whole milk half and half with water as my coffee cappuccino machine won't froth water! I'll be buying semi-skimmed instead. Increase spending on milk is offset by big decrease in spending on boxes of coffee sachets!
- Make sure to shut curtains as soon as it's dark
- Mended old leggings again.
- Only using dishwasher every other day
- Home made bread and malt loaf, cakes and biscuits
- Using lots of my own batch made meals from the freezer
- Finding things for Grandchildren from car-boot sales
- Found 20p on the ground in the car park!
- Reading Library books for free
- Won a tub of Celebrations chocolates at the Over 60's group meeting and as I don't eat chocolate it will be a perfect gift for giving to the family at Easter.
- Only used tumble dryer once despite having no radiators working for 12 days.
I had a quote for a new oil fired combi boiler £3,500 + VAT this was from a company that specialises in replacement boilers and can do them almost straight away. The next day Ian, the usual heating engineer came (the one with all the family disasters) and repaired the old boiler as we agreed we'd give it one more chance. I don't really want to spend out that big sum of money for a new boiler - it's quite a chunk after lending Son etc money for their car. I might decide to move again and would need what I have for that!
And Looking Forward with trepidation to April when expenses are always awful.........................
State Pension increases in April but from my point of view it won't make a huge difference as I'll just get taxed more on the Suffolk County Council Spouses Pension!
28 February 2024
Frugal February?
February has seemed like a very long month this year - I think because of the weather, the floods stopping outings and the general dullness - and there is still a day left. Surely March will have sunshine?
Frugal February? No, not with a heating oil delivery. Anyway................
Income from two pensions and savings interest, no extra from anywhere this month but no Council Tax to pay. I checked some more books on Ziffit - but they didn't want them so they'll go to charity shop.
Frugal things
- Mended tiny holes in two pairs old leggings
- Mixing milk half and half with water
- Trying to pick good weather to do the washing and finishing it on the radiators - tumble dryer not used at all
- Only using dishwasher every other day.
- Home made bread, biscuits and cake
- Eating lots of my own ready made meals from the freezer
- Finding games for grandchildren at charity shop
- Reading library books all month
- Closing curtains as soon as it's dark to keep heat in
I realise I'm about 100 years behind everyone else in moving away from instant coffee - dragged into the 21st century (or maybe even the 20th) of coffee making at last! Nice to have a variety of ways for making coffee.
31 January 2024
Thrifty Living in January
Hibernating is very good for the bank balance, as is eating from the freezer, and spending was nice and low.
Income was the usual State and County Council Spouses Pensions, some interest from savings plus just under £20 from Ziffit for a box of books.
The Council Tax and direct debits for charity, broadband and phones plus diesel for the car (twice, once at beginning of month and once right at the end when just under half full) and the monthly electric bill came to about £360 and I also bought another 5L of screen wash for £2.99 - really needed after all the rain and muddy roads.
Food spending including restocking things like bags of bread flour and trying different sorts of coffee grounds for my new machine (which I'm loving) although I did buy some items that made 10 more meals for the freezer for February and March which I posted about mid month.
Frugal things done this month
- Nothing bought in January sales
- Choosing the right days to do the washing and hang it out (tumble dryer used just twice during January) and finishing on radiators.
- Mixing milk half and half with water
- Batch cooking pastry cases to go in freezer
- Reading library books and books from my shelves all month
- Using bread-maker for all bread.
- Checking through clothes to see what I need to look for in charity shops this year
- Avoiding buying things like alcohol, jewellery, makeup etc
- Managed to sort the boiler again when low water pressure stopped the heating from working
- No longer buying coffee sachets
- Back to drinking tea once a day instead of one of my coffees
- Able to get ½ dozen free range eggs for £1.25 from a farm when I go swimming -instead of £2+ at the supermarket.
- Made sure money in Building Society had a bonus added for the next year when the old year finished.
- Moved some money into ISA
- Only using dishwasher every other day.
- Shutting curtains as soon as it's dark to keep heat in.
- Getting up late enough to not need lights in the morning!
- Not going far so using less diesel in the car.
29 January 2024
A Book and a Bag of Fruit and Nuts
All my library books have now been finished although I still have the huge book about the Great Bardfield Artists to look through.
What to choose off my shelves?
I picked A Lost Lady by Willa Cather , which is one of the books I found at the big Colchester Charity Book Sale in October.
I've read O Pioneers and My Antonia by her previously. This is the note about the book from Wiki
A Lost Lady is a 1923 novel by American writer Willa Cather. It tells the story of Marian Forrester and her husband, Captain Daniel Forrester, who live in the Western town of Sweet Water along the Transcontinental Railroad. Throughout the story, Marian—a wealthy married socialite—is pursued by a variety of suitors and her social decline mirrors the end of the American frontier.[1] The work had a significant influence on F. Scott Fitzgerald's 1925 novel, The Great Gatsby.[2]
Separated into peanuts, raisons and almonds. The peanuts are enough for two batches of home-made peanut biscuits. The raisons will be chopped and used in the next loaf of spiced fruit loaf made in the bread-machine and the almonds will be blanched, chopped and used for almond biscuits with some drops of almond essence. Although last time I added them to the bag of mixed nuts when I made spiced roast nuts as one of my January treats - mustn't make them again until next January - they are far too more-ish!
It seems a good way to make use of them - better than snacking - (the recipe for the Basic Biscuits is on the separate recipe page - scroll down to almost at the end)
12 January 2024
Charity Shops and Not Spending
Why didn't I know there was a 'new' charity shop in Stowmarket that had been there since last July? An independent, not part of a chain, run by the lady who ran one a few years ago. Her old shop was a treasure trove of junk crammed floor to ceiling. This new one is smaller and tidier and not so interesting.
While in town for fresh food last week I did a tour of all seven charity shops and found nothing at all. Which was very good for a low spending month. I didn't feel the need to venture out for bargains in the January sales either.
09 January 2024
Small Change
This is what happens when you use cash rather than card as much as possible and then every now and again empty all the small bits from the purse into a money box and save them for more than a year.
I've been doing this for many years, it started with just 5p pieces, although it was more fun when the bank would change the bags of small coins into notes which I could then go out and spend on a Christmas treat. Now it has to be paid into a bank in case of money laundering. I know it was my money anyway but it always seems like a surprise extra income.
This time there was just over £32 although the £20's worth of 20p pieces was two years worth. It's all in the bank now with the odds and ends back in the money box ready to start all over again.
I've done the accounts for last year and income was more than expenditure - which is the right way round. I don't need to be so frugal but it is a way of life and for me means spending less in some places leaving money to spend in other more enjoyable ways. I'll carry on with frugal notes and ideas and keeping accounts so that I can afford the bigger expenses ......... this year that will be the moving of the old patio slabs and re-laying them by the oil tank and freezer room door and laying new ones near the house plus a family summer holiday.
23 September 2023
Saturday 23rd and The Weekly Round Up
Low spend September continued............ although I spent out on bits for the Sink Pond = £9.50 - a marginal Water Geum, oxygenating plant in the water and water snails hopefully making this mini-pond more welcoming to frogs etc..
Eating from freezer and garden really does continues
I actually found some free food - such a rare occurrence around here. Half a dozen nice big cooking apples from a box labelled 'Help Yourself ' on my way home last Saturday. They've been peeled, sliced and added to the freezer for winter fruit.
During the rest of the week I got lemon marmalade made - from a tin of prepared lemons. I left it plain this time instead of adding in a tin of grapefruit. Two jars for the Christmas Hampers and 4 for me. Also baked a cake for the week, did a bit more garden clearing and fished out a partly done cross stitch kit to finish for a little gift.
16 September 2023
Halfway Through September.............
..................already.................and the 2023 Strictly Come Dancing launch show is on TV tonight so we know it's Autumn.
This week in Suffolk....................
09 September 2023
Now it's Low Spend September
I'm now doing a very low spend September as there's plenty in the freezer and in the cupboards and no big expenses due this month.
I treated the family to the sunflower maze visit but after that its tight purse-strings!
To include from the estate of antiques dealers Richard & Miranda Goodbrey 'A Collection of Chattles from their Home, Workshops & Storerooms'
30 April 2022
End of April Round-Up of Ins, Outs and Frugal Bits
After the huge expenses of March, April was slightly better.....thank goodness.
- A bag of 'wonky' peppers, all red and orange, were £1.49 for 7. I sliced them up and froze them. Should last several weeks.
- Two bags of 'wonky apples' were just 59p for 5 which is half the price of the other apples I wish they had this discounted fruit and veg all the time.....but they don't.
- Craft things from car-boot sales for grandchildren.
- Brand new cushion pad £1.50 from charity shop
- Roll of children's birthday wrapping paper for 50p ditto
- Christmas crackers for £1 from boot sale
- Birthday cards for 20p each ditto
- Didn't use the tumble dryer all month
- No lights needed mornings and hardly any in the evenings now.
- Heating on less often because of the mild days mid month
- Pulled 3 stalks of rhubarb from the garden as they were growing over the young gooseberry bush and used for rhubarb fool (haven't pulled more as I want the plant to get well established this year)
- Always mixing whole milk half and half with water
- Reading library books for free
- Remembered to cancel Ancestry subscription after the two weeks free so I didn't pay anything.
- Home made bread
26 March 2022
This Week and Coping With Price Rises
- Living in a peaceful country (it's not looking any better for Ukraine - just heartbreaking)
- Wonderful Spring sunshine
- The seedlings are still alive
- Being able to choose what to watch on TV and what to read
- The magnificent Magnolia
07 March 2022
Comparison Shopping is Such Fun!
It was interesting to do the Aldi/Morrisons comparison last month, in fact so much fun that I thought I would do it again!
Aldi and Asda in Stowmarket this time. And I was so right about February's food spending being amazingly low as by the time I'd shopped at both (Asda had things I needed that Aldi don't stock) I'd spent ⅔ of what I spent in the whole of February! But hopefully I now don't need to shop for much other than fresh stuff for the rest of this month.🤞.......I always think this fingers crossed emoji looks a bit like a chicken drumstick!
This time I've failed at writing all the Asda comparison prices down - Duh. Can't remember who the youtuber was (he got mentioned last time I did this) who does this sort of thing for a living - but he obviously has more patience than me!
This is most of the Aldi shop - I didn't photograph what I got from Asda as I was in a hurry to get everything put away so I could have my lunch.
Aldi compared with Asda
13 January 2022
That Keeping Warm and Saving Energy List
In the news was Ovo Energy electricity company who had linked to a website with ideas for saving electric and keeping warm. People were HORRIFIED and DISGUSTED! How dare Ovo mock people who were struggling to pay the ever rising fuel bills?
I only heard about this on Radio 4 Today programme and they LOVE a rant about anything and then Elaine on Random Jottings listed the ideas on her blog and had a rant about them too but to me most just seemed like the ideas that have always been around to save electric for people who prefer to spend their money on things more interesting than electric bills. It was just the two last ideas that I thought daft.............
30 August 2021
The End of September Finances - Ins, Outs and Frugal Bits
What a gloomy day yesterday was here in Suffolk. I think the rest of the country had decent weather but Norfolk and Suffolk got drizzle and then really heavy rain and back to drizzle again. I went and got a proper hair cut, picked up my tablets from the surgery and had a stroke of luck..... no queue, which meant I avoided getting too wet but what on earth are they going to do when the weather gets really bad. Making very elderly people queue outside to collect their prescription medications will end up killing them off! I know they do some deliveries but lots of older people like the little bit of independence .
Anyway it's the end of September so..................
The usual monthly income - County Council Spouses Pensions, interest from savings plus £50 for the sale of the Fruit Cage and all of a £1.50 Tesco voucher!.
And finally after 6 months I had a proper hair cut which I really REALLY needed.
Frugal Bits
29 April 2021
Running Short of Clothes
Thanks for comments about the second vaccination yesterday. The lady said a lot of people have had more side effects after the second. By chance DiL's appointment was cancelled so if I feel grotty today I can stay at "home" and if I don't I can go and visit them anyway.
************
I didn't know most of my clothes were going to be in store for 9+ weeks so didn't bring everything on my journeys around holiday lets.
Luckily the weather has been chilly most of the time so it's been OK for the few pairs of leggings I packed but wearing, washing, wearing, washing has made the elastic go a bit baggy(they were many years old already!)........and guess where my sewing box is? Yep in storage - all except this little sewing kit which happened to get chucked into a bag with lots of other things from my coffee table drawer.
I didn't want to pay full price for sewing things from the Sewing shop in town because I've got enough already so I searched the charity shops and found a reel of black cotton for 50p and the stall on the market had elastic by the metre so I spent 32p there.I'll turn the waistband over and thread new elastic through and mend some tiny holes that have appeared.Saved me buying some new leggings. I like Make Do and Mend!
Back Sometime
Sue
04 February 2021
Eco Thrifty Living?
A lady called Zoe Morrison got a mention on a TV programme last Thursday evening "Going Green: Saving Money." They said she was a blogger so I investigated and found........
The
Eco Thrifty Living blog was started in 2011 when Zoe wanted to quit her
job and be a stay at home mum. She needed to work out ways to spend
less, but wanted to be eco-friendly too which can often be more
expensive. It took her a year to work out how to save enough money in
eco-friendly ways to be able to afford to quit her job. Ever since then
she has continued to pursue her passion.
She also has a book............Eco
Thrifty Living -

Linked to her website she is running "2021 - The Eco-Thrifty Challenge year". It says........
Now it’s your turn. I am starting up a private members group where I set you a challenge each month for a year, a bit like my year of eco challenges. However those challenges will be focused on spending less and becoming more eco friendly. Some of those challenges will be specific to the group and at times we will be joining in with wider campaigns e.g. Plastic Free July. At times there will also be bonus challenges along the way.
All sounds very good..........I read on ........until I got to this bit............
£30 a Month!!!
30 November 2020
End of November Round-up
And having decided against the new-build on a new estate I now need to find something to buy when almost nothing is for sale in any of the 4 villages I would like to live in........... could be a problem or maybe I'll rent and be right ready to buy when something turns up. Although renting probably means going back into a town for a while.
No Spend November has ended, the lock-down certainly helped because I didn't go far and unlike the March-July lock down I didn't go spending online either!
So how did it go?
December probable spending - A LOT - with the trees being cut down, chimney sweep,car insurance due. Christmas Gifts for children and their OH's and some Christmas food. But I solved the problem of what to buy BiL - we decided not to bother! He buys anything he needs himself anyway and I've got my 12 actually 7 Christmas treats for the 12 7 days of Christmas so we are both happy with that arrangement.
Still clearing out - now for a definite reason!






