I don't like January - it goes on too long - I tried to embrace it this year but by the 22nd was quite fed up with it!
I could have stayed in, kept warm and read more books but then I would have missed swimming, exercise/wellbeing group, shopping, W.I Knit and Stitch meet-up as well as finding things to blog about. So I was out and about in the cold - and it was my own fault!
Income this month was the usual two pensions, small amounts of interest from savings plus the £66 from the government 'Help with Heating' handout.
I spent rather a lot on myself in January with the Radio Times Subscription, The British Library Crime Classic Book Subscription, swimming every week, dumbbell weights from Aldi, a hair cut and two exciting second-hand books (more on those later!) Plus coffee and cheese scone out a few times for my new "treat myself a bit more often" thing.
Other expenditure included two lots of diesel, postage stamps, the regular phone/broadband payments, the monthly electric bill, vegetable seeds, food and all the normal smaller things needed for a house and home.
Anything Thrifty in January? (These are the places I economise so I can afford to spend in other areas)
- Eating up all leftover Christmas food.
- Negotiated reduced price for Radio Times Subscription rather than just paying the new price.
- When I went to buy toothpaste recently I found it's double what it was not so long ago. But I discovered it half price on Amazon and even less with a regular order - yes I'm guilty of aiding exploitation of workers.
- Still mixing milk half and half with water
- Home made bread
- Choosing the right days to do the washing so it can half dry outside before I put it on the radiators, only used tumble dryer when I did the new towels before using them.
- Using things from my cupboard (from car-boot sales) for half of Middle Grandson's birthday present.
- Having the cheapest type of haircut
- Eggs still £1 for half dozen at roadside farm stall on way to swimming
- Reading library books for free
- Exercise group is free
- Dumb-bell weights at Aldi were £4.99 instead of around £10 on Amazon
- Found bags of Wonky Pears at Morrisons 5 for 79p - wish they had their wonky fruit more often.
News came of how heating oil users are to receive the £200 government "Help with heating costs" handout. It is to be credited to our electric bill in February, worked out by knowing which postcodes don't have a gas supply. With two more months of the £66 from the government, for me that means I probably wont have to pay anything for electric for the next 5 months but will still have to fork-out about £600 to fill up the oil tank next month.
Out of the house this month have gone - books, old towels, storage jars and some Christmas craft things. All to charity shops.
Looking ahead to February and the extra expenditure will be on having new trellis and posts in the garden and filling up the oil tank.