Saturday, 30 April 2022

End of April Round-Up of Ins, Outs and Frugal Bits

After the huge expenses of  March, April was slightly better.....thank goodness.

House, Bank, Banking, Bills, British, Building

One year after moving in I've finished garden expenses by buying an automatic window opener for the greenhouse and some special fixings that attach inside the greenhouse to keep the tomato etc canes upright. Finding another water-butt for £12 from the boot sale last Sunday was the very last thing needed. 
On Monday Brother-in-Law came to fit two water butts, the filter kit on the house down pipe and the greenhouse automatic window opener BUT the window opener just wouldn't fit properly - despite being from the greenhouse company. The instructions were impossible and although it's on - it isn't working so will have to come off again. Then he found he'd got a fixing thing missing from his drill so couldn't make the hole in the water butt off the down-pipe. I've got to make a level place out the front for the remaining water butt then he'll come back and do both. 
 
Other expenses................As usual there were the normal direct debits of Council Tax, phones/broadband and charity and the 4 weekly electric bill (paid right at the start of the month before prices went up, so I'll get a shock in a few days time when I send the next meter reading). I paid the house insurance, taking off the emergency call out bit that I'd paid last year when I moved in. The cost hadn't gone up - which must be a rare thing nowadays.
 
The TV licence was due and food spending was more than usual because I took my family out for a pub carvery lunch on Easter Sunday. I can't do all the things to help them that we would have done if Colin had still been alive but I can treat us all to a meal out all together.
 
I filled up the car twice - the second time was after there had been no diesel/petrol anywhere for a week. I rang the garage up the road each day until they had a delivery and I was able to nip up there to fill up. It was the same problem for Youngest Daughter over by the Suffolk coast where their one garage put a limit on how much people could get. Yet Eldest Daughter in Surrey had no problem getting fuel before driving up here at Easter. I also bought a tyre pressure gauge after having the tyre pressure warning light come on again - which I thought rather odd considering they were 4 new tyres and they all looked OK anyway. Turned out to be a loose valve - yes I had to run the car round to my mates at the repair place Again. Tom, the bosses' comment when I turn up is usually " she's broken it again!"
 
My personal spending was more than usual because of  the subs for my village WI. For some reason and I didn't inquire why, this year the committee decided to subsidized the amount so we've paid £34 instead of £44. Some of this goes to the National WI Office and some to regional Federation - we are Suffolk East - and the remainder stays with our own WI. Being a dual member at Bacton WI, the amount I pay there (half) all stays with Bacton. Then the big spend of the decorative plates and a couple of second-hand books and a haircut (They've put their prices up again too)

There was some nice bits of extra income thanks to my Daughter in law, she took photos and advertised on the local Facebook page, 4 things from the garage that had come with me here but I'd found I didn't need. People picked up from me and all paid up properly. A box of books went off to Ziffit too. Otherwise it was just the two pensions.


Frugal things?
  • A bag of 'wonky' peppers, all red and orange, were £1.49 for 7. I sliced them up and froze them. Should last several weeks.
  • Two bags of 'wonky apples' were just 59p for 5 which is half the price of the other apples I wish they had this discounted fruit and veg all the time.....but they don't.
  • Craft things from car-boot sales for grandchildren.
  • Brand new cushion pad £1.50 from charity shop
  • Roll of children's birthday wrapping paper for 50p ditto
  • Christmas crackers for £1 from boot sale
  • Birthday cards for 20p each ditto
  • Didn't use the tumble dryer all month
  • No lights needed mornings and hardly any in the evenings now.
  • Heating on less often because of the mild days mid month
  • Pulled 3 stalks of rhubarb from the garden as they were growing over the young gooseberry bush and used for rhubarb fool (haven't pulled more as I want the plant to get well established this year)
  • Always mixing whole milk half and half with water
  • Reading library books for free
  • Remembered to cancel Ancestry subscription after the two weeks free so I didn't pay anything.
  • Home made bread
Looking forward to May one thing is a definite .....2022 May spending will be a LOT less than 2021, the month I moved in here - that was a very expensive month.
There will be all the usual things but other than those I think the only other expense due is car breakdown cover.
There are a few events that I'd like to go to in May but I already have my ticket to the Suffolk Show at the end of the month and that's the most expensive outing.
 
Have a good weekend - another Bank Holiday Monday - too soon after Easter it seems this year.
Back Monday
Sue

29 comments:

  1. Our WI also reduced the sub to £34. I think it's because they didn't spend everything during the pandemic. I'm just grateful! And like you I have dual membership.

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    1. No one else I know has dual membership and think I'm a bit odd but to me it seems quite sensible - it's alternative weeks and works out really well.

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  2. Hi Sue,
    It all sounds so organised and you are so inspirational to me who is not so organised! I love a bargain from the charity shop and the ones I went to in Silloth were AMAZING for things. I only came away with a jigsaw though!

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    1. I think I've always been fairly organised especially with money as for many many years we had very little of it!

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  3. It is hard to believe that you are already coming up on your one year anniversary of moving into your new home! You have gotten an amazing amount of things completed in one year and should be proud of your achievements. Enjoy your holiday weekend!

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    1. People are still asking me if I've settled in OK and when I say it's a year they are so surprised - time has flown

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  4. I just "splashed out" on a second water butt. Mine was £20 from wilko. I've yet to find any nearby Saturday car boot fairs.

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    1. That's a good price for a water butt. I will apply for a water meter as soon as mine are sorted - and filled up!

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  5. I love your end of month blogs - you really have achieved so much in this last year.
    I'm intrigued by the milk and water - does it taste any different? xx

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    1. Milk and water saves me severl pence and is OK in drinks and cooking. I don't drink it or any milk on it's own.

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  6. Some pension cheer for you perhaps! Have you worked out yet in which month you will get 2xOAP? (UK state pensions are paid 4-weekly, which means 13 payments, two of which will fall in the same month.)

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    1. No idea which month that will be. Hoping the £150 fuel rebate should be in the bank soon too

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  7. Our pensions have just risen by around $20 a week which has been a big help as food prices are rising so dramatically. I think I would struggle a lot if I wasn't living with family.
    I bought some 'wonky' apples this week also. Only 99 cents per kilo instead of $3-$4. They were hail damaged but it didn't take too much to cut that out before I cooked them up.

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    1. I'm so glad I was able to downsize homes giving me a cushion against price rises. State pension goes up by a teeny bit but makes no difference as I will get taxed on the spouses pension a bit more

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  8. Interesting how differently we all spend money with a few overlaps here and there. I was just mentally going through my spend for April while pondering this comment. It is very different to yours!

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    1. I'm guessing you haven't bought a water butt! and I've definitely not had a massage!

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  9. I enjoy reading about how you spend your money. Because I don't go out very much it's nice to give a little to the GC I have to hide it somewhere they don't see until they get home, they always thank me and say I shouldn't do it, but I enjoy giving them a treat, no good when I have gone.
    I had my 4th injection yesterday it went okay except I feel very tired.
    Have I good weekend everyone.
    Hazel
    🌈🌈

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    1. Hope the tiredness from the booster soon goes. Enjoy the fine weather bank holiday weekend

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    2. I had my booster last Saturday and went to bed at 9pm (very early for me) - and didn't wake up until 10am the next day! Felt like a zombie for a couple of days.

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  10. With prices in the US skyrocketing we have to be frugal. Our food bill along has gone up so much. It sounds like you are seeing the same things we are.
    Cathy

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    1. All sorts of prices going up here but fuel and food are the biggest worries

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  11. You do a good job of keeping track of all of your spending. I am pretty cheap but do not keep track as you do. I basically have the same expenses each month and it all seems to even out over the year so that's good. As I get older I just don't seem to need or desire much so hopefully my money will last as long as I do!

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    1. It's good to know what I've spent each month and what expenses are due

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  12. Prices on everything are rising. Economizing is a good practice because nobody knows how tight things are going to become. Hopefully, your water butt systems will be in good working order for the growing season. Have you checked Youtube for tips on installing the greenhouse door? This is my "go to" when everything else fails.

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    1. I've taken the automatic window opener off so I can have a better look at it and watched a video on you tube - still not sure!

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  13. I find that people are frugal unless it comes to their hobbies & passions...then the sky's the limit. *lol* Which is perfectly alright! ~Andrea xoxo

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  14. Wow, a whole year since you moved in ... hasn't it gone quickly!!

    Isn't it annoying/frustrating when what should be the perfect thing just doesn't fit or work properly and little jobs can't be completed because of something missing or lacking. It happens to me all the time.

    You've just reminded me too that I have some peppers to slice up and freeze before we go away, never has my fridge been so empty, it's a desolate and chilly place :-)

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    1. I get very cross when I can;t work something out. Brother in Law says he's found the missing thing for the drill so at least the water butts will be done sometime

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  15. Love the money photo - lol. I can't believe a year has passed since you've moved it. It sounds as though you've settled in nicely and things are becoming just how you want them to be.

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