Right back at the beginning of my old Blog I wrote about how we came to be living on a 5 acre smallholding.
Lots of people who read this blog weren't reading then so I thought it worth repeating and updating to tell how and why we are now living in a cottage on an acre, and while I was doing that I decided to add some photos of our biggest house refurbishment.
Photos and Italics have been added to the original post.
C is Colin obviously!
It all started back in 1978 when, for £8,000, I bought a tiny 2 bed
Victorian end terraced house in Stowmarket in Suffolk using a £2000
mortgage and half the house money I got after a very short marriage and a
quick divorce. The house had no bathroom, just a shower which had been
chopped off one of the small bedrooms. The kitchen and toilet had been
built onto the back of the house and were a bit tatty. What the house
did have was a long narrow vegetable garden and some gooseberry bushes
and a rhubarb plant. That was when I started growing stuff and making
jam, and luckily it was only a short cycle ride to the library where I
was working.
When C and I got married he moved in and used a moped to get to work
where he was a council road man. They did things like sweeping paths
and clearing out drainage channels at the edge of the road. The pay
wasn't much and my pay as a library assistant was also a long way down
the County Council pay-scale too. We had gas connected to the house as
it was already along the road outside and tidied up the kitchen.
Then I had our eldest daughter, so we were down to one small pay cheque, we grew more vegetables and I learned how to make jam and chutney and we bought everything secondhand.
Once I stopped work it made more sense to move to the village where the
council depot was, so C could bike to work. We were very lucky because
house prices were beginning to shoot up and we sold it to a single bloke
who wanted to get on the housing ladder for £14,000. That's how mad the
housing market was, almost double in 2 and a bit years!
We found a modern 3 bed end terrace that was going cheap because it
Stank! The lady bred cats and cooked up fish and liver all the time, the
neighbours had complained and the worst of it was she was a health
visitor! It was £16,000 so we had to have a bigger mortgage but
mortgages were easy to get then.
We also had to have a bridging loan to give us time to strip all the
wood from the house and re paint everywhere. C and my dad did all the
work and Dad helped by putting in a Parkray fire with a back boiler and a
couple of radiators as there was no heating in the house apart from an
open fire. We had an allotment and then two because by then we had
worked out the only way to manage was to grow all our own stuff. I used to keep a strict check on what electric we used, we stocked up on coal in the summer when it was cheap, bought things secondhand and took care to economise wherever we could. Cloth nappies come to mind and walking everywhere in the village.
C
worked overtime in the summer doing road resurfacing and in the winter
on the gritter lorries. During this time he had changed to a being a Ganger, which meant being in charge of a three man gang and driving the
lorry which gave us a few extra pounds a week.
Our next move was 3 years later, just 2 miles to the next village, by
which time we had a son too. We sold the house for £20,000 and everyone
thought we were mad as we took two children under 4 to live in a caravan
while we did up a house.
Colin would get home from work and after a meal would be working on the house 'til 9 each night. These 6 photos show what we bought and a bit of the work involved. What we didn't get a photo of at the time was the whole place as a skeleton, because the tiles were off too for a while. The house was semi detached and the other half was being renovated at the same time by a young couple. On the bottom left photo you can just see a corner of the caravan we lived in through a very cold winter. No heating in the caravan except a propane gas mobile heater and a convector heater. And no-one caught a cold all year!
Top right and middle right are the back of the house where we built a new extension of kitchen and cloakroom downstairs and bathroom and bedroom upstairs and that skinny young fella is Colin aged around 25! He is as thin as that again now - but not by choice.
The house was so bad that it had been declared
unfit for habitation but a council grant of £10,000 was available for
anyone restoring it. The thing we liked was that it had quarter acre of land at the front. We paid £10,000 for it and got a mortgage which
they paid out a bit at a time as the work was done. C did a lot of the
work, and I helped when I could. The house was stripped back to timber
beams, we ( and yes I say we as that was one of the jobs I could and did help with every time the children were asleep) had to dig out 2 foot of dirt floor to get the room height and
all the walls had to be underpinned. My dad was able to do the extension ( he was a builder) and plumbing for us.
When our daughter started school I would bike the 2 miles there and back
with 2 children on the bike because we couldn't afford very much petrol
for the car. We started keeping chickens here and selling the eggs to neighbours.
After a year C got a better job in the council as a supervising foreman, looking
after all the gangs who looked after the roads. He was now supervising
the winter gritting so we had to stay within 8 miles of the council base
to be available for emergencies.
By the time our son was 3 and going to playschool I was biking up or
down that 2 mile road 6 times a day ! and also working as a cleaner when the children were at school and playschool. So we decided to move back to the
village where the school was. The house sold for £40,000 again doubling
in 3 years because house prices were rising so fast.
We found a bungalow with ½ an acre of land in the village for
£42,000, so we had to stretch to a bigger mortgage again. Cs pay was
still very average and we always had to make do with what we had, no
foreign holidays etc. etc. We built a utility room on the side of the
bungalow and an extension out the back- again C did most of the work and
then I had our youngest daughter. The bungalow was tucked in at the end
of a cul-de-sac with several noisy neighbours, it was OK but not where
we wanted to stay. When both children were at school before I had our youngest, I did part time work as a school dinner lady also selling herbs and picking fruit for a fruit farm.
But then we had 2 bits of good fortune. One was C got the job of County
Council Bridge Inspector, which was based in Ipswich and didn't have to
be tied to where we lived in Mid Suffolk (one of the reasons that he
got the job was because no-one with engineering qualifications would
take it because the pay was too low!) and secondly we realised that the
back garden which had a way into it from a small lane could be sold for a
building plot. So after 5 years we sold the house for £71,000 moved
into a rented place back in the town we had started from and looked for a
smallholding. The children were 11, 9 and 4 by then and for 6 months I
home educated rather than change schools twice.
We soon found the smallholding owned by a mad woman and an alcoholic!
It was a tip! and cost us £85,000 in 1992, We had to have a bigger mortgage
again but thought we could manage it.
So that's how in May 1992 we came to own 5 acres in Suffolk and a 4 bedroom Chalet bungalow.
TO BE CONTINUED..............................................
SOON
Sue
Ha, them were the says! Very interesting.
ReplyDeleteSorry, meant to say days!
ReplyDeleteWe benefited from rising house prices and now our children suffer. I hate that.
DeleteYou are both grafters, I'll say that for you! As someone who has done up an old house (this one) I know just what it's like - though we didn't need to live in a caravan - but I can remember the days when we had to save up for a can of paint, and if we wanted anything nice to eat, I baked it! Still do.
ReplyDeleteInteresting photos - that house must have been quite a challenge. I wish the housing market would buck up again now.
People thought we were mad, but we didn't see a problem - the innocence of youth!
DeleteEveryone thought we were bonkers, but were too polite to say so . . . They would say our house "had potential" . . .
DeleteThis has been fascinating to read and I'm looking forward to the next instalment. Your hard work over the years has paid off and I have nothing but admiration for what you've both achieved. X
ReplyDeleteThank you
DeleteYou are an inspiration! It shows what can be achieved in life with hard work and determination and thinking about what you want and how to get it with a lot of commitment. Well done you for achieving what you wanted and in such a good way. You have come a long way in life! I really admire you and Col.
ReplyDeleteLuck with the housing market helped too
DeleteAnd this is why it makes me laugh when people say we are 'lucky' to live where we do when we get to our age. It's the years of hard slog, scrimping and saving, of making the plans and carrying them out as and when you can that bring that 'luck'.
ReplyDeleteNice to read your back story again. I hope Col is feeling okay at the moment. xx
Yes, thanks Col is feeling very well after the infection problems in May. We will find out soon when they are planning the donor stem cell thing.
DeleteYou should write a book. A very impressive recount indeed. Really looking forward to the next episode.
ReplyDeleteJ x
Don't think I have the patience for a book!
DeleteIt's been lovely to read - I suspect life was never dull!
ReplyDeleteI think we just missed benefiting from lower house prices. We were ready to buy in Devon in 1986 but the cheapest we could find - a victorian terrace - was well out of our price range at £37,500!!! I'd given up work with a new baby and hubby worked in a market garden so money wasn't good. We eventually moved up north where prices were a bit lower - never been adventurous though - lived in same house for 27 years now - but it's trebled in value - still cant afford to move though. Your hard work and determination has paid off.
I think Suffolk was probably cheaper than Devon even then and that was when house prices doubled every few years, but as you say you needed to be already owning to benefit
DeleteYou have both worked damn hard, you are an inspiration.
ReplyDeleteThank you
DeleteThat is really interesting to read - I've been reading your blog for a few years so knew about the small holding but not the earlier story. You are both very hard workers! You may not have had foreign holidays but you've had a lifestyle that you can be proud of and I bet your children have benefited from this. I look forward to reading the next instalment.
ReplyDeleteBack in the early 80s was when people really started to go abroad all the time for holidays, but we camped in this country. Even our 1 year old grandson has travelled abroad more than us!
DeleteThis comment has been removed by the author.
ReplyDeleteAbsolutely fascinating Sue....you should write a book telling your story. I for one would read it-x-
ReplyDeleteI'd never have the patience to write a book!
DeleteI was captivated by this post. I'm really looking forward to the next part! -Jenn
ReplyDeleteThank you, next part tomorrow.
DeleteWow - what an interesting story - I loved reading how you started out - and I am looking forward to the next instalment. How did you and Colin meet? I really admire your hard work and ingenuity. I always read your blog - I'm i Winnipeg.
ReplyDeleteWe met when I started to help with a Cub Scout group due to boyfriend at that time becoming a leader at the group. Col had just started being a leader with the older scouts.
DeleteThank you - what a lovely story of how you met.
DeleteNice story!
ReplyDeleteI always admire people who are so determined and hard working to achieve their goals.
Looking forward to part 2.
I couldn't put it better than Ivy above!
ReplyDeleteYou should both be very proud of yourselves and what you achieved. Looking forward to the next part.
ReplyDeleteThat made fascinating reading Sue. Don't keep us waiting too long for the next instalment. What comes through is total teamwork. Ok you may not have been to do much in the house but you certainly kept it all together in other areas of family life. Xx
ReplyDeleteHow inspiring! It's lovely that you've got a decent bit of garden again. Looking forward to the next instalment.
ReplyDeleteCaptivating story. Looking forward to the next instalment.
ReplyDeleteYou can't beat the old days - scrimping and saving - lots of hard labour - but lots of fun too. You have done well.
ReplyDeleteVery interesting! You are both such hard workers.
ReplyDeleteWhat is so inspirational to me is your lives today. Even though Colin is fighting illness, you both remain very active on projects in your new home and garden.