Mid February is the date we exchanged contracts and became owners of this cottage at the end of a Suffolk lane.
Our house insurance renewal information duly arrived from Saga in the post last week.
They wanted £573.49 !
What! That's a lot more than last year. It's a 4 bedroom house, not a blinkin' mansion!
Col had plenty of time to go on all the comparison websites and came up with various amounts around £230, although it was difficult to compare online exactly because of the separate workshop, detached double garage and the fact that a bit of the house dates back to the 18th century but the majority is 1970s.
Anyway, armed with lots of facts and figures he rang up and managed to negotiate house, buildings and all contents down to £300............that's more like it.
In December I got car insurance reduced to less than the year before................£80 less than quote. Next to tackle will be the phone and broadband, that'll be fun as we are with BT and negotiating with India is not so easy!
February won't be Frugal at all because as well as the quarterly water bill, house insurance and LPG cylinder, the beach hut ground rent bill arrived. No negotiating with Suffolk Coastal District Council I'm afraid. and we will be putting the hut up for sale later this year because ground rent has gone up by 10% and another 10% each year for 2 more years. Trouble is I expect lots of other people will be doing the same so heavens knows if it will sell. Plus new owners will now have to pay a £600 Admin fee for the council to change the license....£600 for a few minutes on a computer, some paper and a stamp! We paid £30 for the same thing when we bought it!
Having a beach hut seemed such a lovely idea but the District Council are forcing us out. There are 900+ beach huts in Felixstowe, the council already make a lot of money from them and I have no idea why they've taken this course of action........ Seems just plain greedy.